Loan Program

Fast approvals!

Outline of Loan Features and Requirements

Fixed rate loans are available for piston helicopters, the R66, and certain “other” turbine-powered. Rates range from 5.3-5.9% piston and 5.0-5.5% for the R66, 4.5%-5.5% for “other” turbine-powered
Most uses are acceptable including pipeline, tours, flight instruction, aerial application and aerial photography.
Amortization periods range from 5-15 years with a 5 year term.
Up to 80% loan to value (LTV) or purchase price whichever is less.
Minimum loan amount is $100,000
Robinson core rebuild financing available
Rate/term refinancing available


  • Minimum FICO score 700
  • Debt to Income Ratio 36% Maximum
  • Debt Coverage Ratio (businesses) 1.25
  • Excellent income and cash liquidity required

Loan Features

  • Personal, business, flight instruction, aerial application and other uses ok
  • All loans are 5 year term with amortization periods of 5, 7, 10, 12, or 15 years
  • Maximum loan amount 80% of the value, purchase price, or core + core kit cost, whichever is lower
  • All loans are fixed rate with rates between 5.3 and 5.9%
  • Time to close is approximately two weeks from receipt of a complete application package
  • Escrow is required for aircraft purchase (not required for refinance)

Required Documentation

  • Completed Application-click here to download
  • 3 years personal Federal tax returns (Federal Only, no state please!)
  • Current pay stub
  • Proof of liquidity (bank or brokerage statements for non-retirement accounts)
  • Legible copy of Driver’s License
  • Spec sheet on the helicopter (or a link to it)
  • For core rebuilds, copy of work proposal
  • Purchase Agreement

If Registering to a business

  • All of the above plus:
  • 3 year’s business tax returns (Form 1120 or 1065)
  • 3 year’s financial statements plus current interims (P&L, Balance Sheets)
  • Organization Documents (Articles of Incorporation)
  • Operating Agreement
  • Certificate of Organization (From Secretary of State)
  • Borrowing Resolution
  • Description of the nature of the business, time in business, use of the helicopter

Insurance Requirements

  • Insured to at least the loan amount
  • 30 day notice of cancellation clause
  • Breach of Warranty clause